Protection for Major HVAC Replacement
SIMS Assurance Group is built on one simple principle:
"prepare homeowners before the breakdown."
Our inspection-based approach ensures your system is professionally evaluated before enrollment, creating clear coverage, defined co-pays, long-term peace of mind. With over 30 years of HVAC experience, we provide a structured alternative to traditional warranties by focusing on what matters most, major system replacement.
All plans require inspection and approval before enrollment
Michigan's Trusted HVAC Protection
Sims Assurance Group is built on a simple promise: keep Michigan homeowners prepared before the breakdown. Our structured, inspection-based approach means your furnace, air conditioner, boiler, or water heater is professionally evaluated for eligibility before you ever enroll. You receive clear coverage, honest co-pays, and ongoing peace of mind. Decades of HVAC know-how and a transparent process guide you every step of the way, offering a smarter alternative to vague warranties or insurance. Our plans focus on what matters most - major system replacements - restoring predictability to your home budget.
Furnace Plan
129
Every month
Coverage up to $10,000
Valid until canceled
$1,000 co-pay
AC Plan
129
Every month
Coverage up to $10,000
Valid until canceled
$1,000 co-pay
Boiler Plan
159
Every month
Coverage up to $15,000
Valid until canceled
$1,500 co-pay
Water Heater Plan
59
Every month
Coverage up to $6,000
Valid until canceled
$500 co-pay
Why Choose Sims Assurance
Structured Entry
Every membership begins with a professional inspection to determine eligibility. This process protects the integrity of the program, ensures fair participation, and prevents unexpected risk, creating a stable long-term protection system you can depend on
Loyalty Benefit
Members who complete the full program term without submitting a replacement claim may qualify for our loyalty replacement benefit. This unique feature rewards long-term participation, providing added value not found in traditional warranty plans.
Transparent Terms
All plan details are clearly defined in advance including coverage limits, co-pays, program structure. Our straightforward approach ensures you always know what to expect, allowing you to plan ahead with confidence
How it Woks
Led by HVAC Experts
With over 46 years in Michigan's HVAC industry, SAG's leadership brings hands-on experience, state licensing, and a history of solving challenges in local homes. Our program is built by real professionals who understand the climate pressures and comfort needs unique to Michigan families. This expertise shapes every plan, inspection, and member interaction, so you always work with a team familiar with your community and its expectations.
Join Our Updates
Keep up with the latest HVAC tips, exclusive program updates, and seasonal advice for Michigan homes. Our email community receives early notifications on program enhancements plus helpful ideas to maximize your protection and comfort - so your home is covered in every season.