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Protection for Major HVAC Replacement

Prepare before the breakdown with Sims Assurance Group. Our inspection-based HVAC membership plans shield you from sudden, costly replacement expenses and bring confidence to Michigan homeowners who want long-term, reliable solutions for furnaces, air conditioners, boilers, and water heaters.

Michigan's Trusted HVAC Protection

Sims Assurance Group is built on a simple promise: keep Michigan homeowners prepared before the breakdown. Our structured, inspection-based approach means your furnace, air conditioner, boiler, or water heater is professionally evaluated for eligibility before you ever enroll. You receive clear coverage, honest co-pays, and ongoing peace of mind. Decades of HVAC know-how and a transparent process guide you every step of the way, offering a smarter alternative to vague warranties or insurance. Our plans focus on what matters most - major system replacements - restoring predictability to your home budget.

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Our Protection Plans

Furnace Plan
$129

129

Every month

Coverage up to $10,000

Valid until canceled

$1,000 co-pay

AC Plan
$129

129

Every month

Coverage up to $10,000

Valid until canceled

$1,000 co-pay

Boiler Plan
$159

159

Every month

Coverage up to $15,000

Valid until canceled

$1,500 co-pay

Water Heater Plan
$59

59

Every month

Coverage up to $6,000

Valid until canceled

$500 co-pay

Why Choose Sims Assurance

Structured Entry

Every member's journey begins with an expert inspection to ensure eligibility. This process protects the savings pool, maintains quality for every participant, and encourages fair, stable protection you can count on season after season.

Loyalty Value

Members who complete a full program term without submitting a claim receive our Loyalty Replacement Benefit - extra value not found in typical warranty plans. Your dedication to maintenance is rewarded with real financial benefits.

Transparent Terms

All plan details are shared in advance: defined coverage, co-pays, and membership steps. Our straightforward approach ensures you always know what to expect, making it simpler to plan ahead for life's big repairs.

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Led by HVAC Experts

With over 46 years in Michigan's HVAC industry, SAG's leadership brings hands-on experience, state licensing, and a history of solving challenges in local homes. Our program is built by real professionals who understand the climate pressures and comfort needs unique to Michigan families. This expertise shapes every plan, inspection, and member interaction, so you always work with a team familiar with your community and its expectations.

HVAC Insights for Michigan

Transparent HVAC Protection Plans

Our inspection-based membership plans are designed to protect Michigan homeowners from unexpected HVAC replacement costs. Every plan begins with a professional evaluation to ensure eligibility and long-term stability for all members. With clearly defined coverage, straightforward co-pays, and loyalty benefits, Sims Assurance Group offers a structured and reliable way to prepare for major system expenses—giving you confidence, clarity, and peace of mind before a breakdown ever occurs.

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Join Our Updates

Keep up with the latest HVAC tips, exclusive program updates, and seasonal advice for Michigan homes. Our email community receives early notifications on program enhancements plus helpful ideas to maximize your protection and comfort - so your home is covered in every season.

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